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254 Katherine Dr. Suite B
Flowood, MS 39232

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Riverside Insurance Agency, Inc. Blog

Is Your RV Covered if You Drive to Canada?

Driving an RV into Canada is a common plan for Mississippi travelers, but crossing the border brings up important insurance questions you should discuss with your agent at Riverside Insurance Agency Inc., serving Flowood, MS. Coverage doesn’t automatically change just because you leave the country, yet there are details worth confirming before the trip begins.

How RV Coverage Typically Works Across the Border

Many RV insurance policies issued in Mississippi extend coverage into Canada, since Canadian driving laws are similar to those in the United States. That said, coverage isn’t guaranteed by default. Insurers usually require that the RV be legally registered, properly maintained, and used in accordance with policy terms while traveling outside the country.

Why Proof of Coverage Matters in Canada

Canadian authorities may ask for proof of insurance if you’re involved in an accident or stopped by law enforcement. Most insurers provide a Canadian Non-Resident Interprovincial Motor Vehicle Liability Insurance Card, often called a “Canada Card,” which confirms that your coverage is recognized there. Having this document on hand helps avoid delays or confusion during your trip.

What Mississippi RV Owners Should Watch For

Mississippi doesn’t impose additional requirements for taking an RV out of the country, but policy conditions still apply once you leave the state. Coverage may differ depending on whether the RV is a motorhome or a towable unit, and how long you plan to stay in Canada. Extended stays, commercial use, or changes in how the RV is used can affect how coverage applies.

Planning Ahead Avoids Problems Later

Before crossing the border, it’s smart to review your policy and confirm that Canada is included. Asking about documentation, roadside assistance availability, and any usage restrictions helps avoid surprises.

If Canada is on your travel route, your RV insurance agent at Riverside Insurance Agency Inc., serving Flowood, MS, can review your coverage and help make sure everything is in order before you head north.

Tips to Avoid Theft Inside an RV

RVs continue to be a popular way to travel without the expense of hotels and motels. Many people have chosen to simplify their lives, making RVs their permanent homes. Whether your RV is used for travel or as a full-time residence, one thing’s for sure: You likely have valuables inside it at any given time. Given their inherently less secure nature, knowing some tips to avoid theft inside an RV is beneficial.

Secure Your Valuables

Don’t make your valuables visible to visitors. Always secure your valuables out of sight or in a safe, recommends Riverside Insurance Agency Inc. serving Byram, MS. RVs often have less secure locks and thinner walls than a home, making it easier for thieves to break in and spot valuables. Investing in a small, secure safe bolted to the structure of the RV for storing valuables like jewelry, cash, and important documents is a smart move.

Install an Alarm System

Consider installing an alarm system. Modern RV alarm systems can alert you to break-ins; some even connect directly to local law enforcement. To deter potential thieves, display alarm decals on the doors and windows.

Use Motion-Activated Lights

Install motion-activated lights around your RV. Thieves prefer to work in the dark, and bright lights can effectively deter intruders.

Get Comprehensive RV Insurance

Ensure your RV insurance, available through Riverside Insurance Agency Inc. serving Byram, MS, includes coverage for personal belongings inside your RV. This not only provides financial reimbursement after theft but also peace of mind while you are on the road.

By taking these steps to secure your RV and ensuring you have robust RV insurance, you can enjoy your travels without worrying about the risk of theft.

Tips to prepare your RV for a storm

Preparing your RV for a storm here in the Byram, MS area is essential to ensure your comfort, safety, and enjoyment of your trip. While it may take a bit of extra effort, following these tips from us at Riverside Insurance Agency Inc. can help you weather any storm that comes your way.

Tips to prepare your RV for a storm

1. Make sure all windows and doors are properly sealed. This will help to prevent water from entering the RV during the storm. 

2. Check the roof of your RV to make sure there are no holes or cracks that water could seep through. If necessary, reapply the sealant as needed to protect against moisture damage. 

3. Have plenty of flashlights, candles, and other sources of light so you can still see in case of a power outage from the storm. 

4. Secure all outdoor furniture and items near the RV so they don’t get blown around in high winds or heavy rains. 

5. Keep an eye on local weather forecasts so you know when bad weather is headed your way and can react accordingly.  

6. Make sure your RV is on level ground, and the tires are inflated properly to avoid having it tip over or move in the wind. 

7. Have a backup plan for how you will evacuate if necessary and know where safe places to go are located nearby. 

8. Stock up on emergency food and supplies. If you can’t get out for a few days, you want to be prepared.

Give Us A Call

By following these simple tips, you’ll be able to rest easy while camping in even the worst storms that nature throws at you! For more tips, give us at Riverside Insurance Agency Inc. a call today. We proudly serve the Byram, MS area.

Understanding The Dangers of RV Travel and How To Protect Yourself

Traveling the country in an RV can be the ultimate American road trip. The freedom to drive where you want, when you want, and the ability to stop and explore whenever you want, provides an experience that no other mode of transportation can match. However, the realities of RV travel mean that you must be careful when exploring new territory. Let Riverside Insurance Agency Inc. in Byram, MS help you understand the dangers of RV travel and how to protect yourself. 

How dangerous is RV travel?

Fire Hazards

According to FEMA’s U.S. Fire Administration, an estimated 3,700 RV fires are reported over a single year. RV fires cause nearly 15 deaths, 100 injuries, and over $58 million in loss. With this in mind, it is important to prepare for the possibility of a fire in your motorhome.

Always have a fire extinguisher on hand. The fire extinguisher should be in a location that is easy to access. Learn how to use a fire extinguisher beforehand. Additionally, learn how to use emergency hatches and windows. Install a smoke alarm and keep it working. Review your fire safety procedures annually.

Road Dangers

Avoid driving in high traffic, such as during rush hours. Also, avoid driving in the dark, especially after midnight in urban areas where the risk of encountering drunk drivers is high.

Be aware of the weather. We experience a wide range of weather conditions in Byram MS, but that doesn’t mean you will be immune to bad weather. Be prepared for extreme weather, especially in climates you are not familiar with.

Remember that an RV has a weight limit. Overloading your RV is a dangerous practice. You could end up damaging your RV or even toppling over.

Be Insured

There are plenty more hazards out there that can cause harm to your RV and your family. Be sure to have the proper insurance coverage. Riverside Insurance Agency Inc. in Byram, MS can help you find the right RV insurance that meets your needs.

Partner Carriers

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