Skip to content
Click to Call
Riverside Insurance Agency, Inc.

5606 I-55 S
Byram, MS 39272

Get Directions

Mississippi Homeowners with home insurance coverage

Home Insurance in Mississippi

Owning a home in Mississippi means taking all the possible measures to protect it. Having the best locks or installing the best security cameras is not enough. Other factors are beyond your control, such as natural disasters like windstorms and guests getting injured. For that reason, you want to make sure you have enough home insurance to protect yourself, your home, and your family.

If it's your first time buying home insurance, Riverside Insurance Agency Inc. recommends learning all about your home insurance needs before settling to buy. Here is what you need to know about home insurance.

What is home insurance?

Home insurance is a type of property insurance designed to cover different aspects of your home, such as the dwelling and personal belongings. The policy makes you financially responsible for injuries and damage that happen in your home, particularly to your guests.

How home insurance works

Home insurance works like most typical policies in Mississippi. It covers the interior and exterior parts of your home, property damage, and injuries. When you file a home insurance claim, you must understand your coverage and limits to avoid getting your claims rejected.

Home insurance basic coverages

Home insurance covers most aspects of your home, including liability. That means every member of your home is covered, including your pets. For instance, if one of your children breaks a neighbor's window, your home insurance can help pay for the damage. Home insurance coverage includes:

  • Property damage liability
  • Bodily injury liability
  • Dwelling
  • Other structures
  • Medical coverage
  • Additional living expenses

How to determine your home insurance cost?

You can check your home insurance cost by calculating the value of your personal belongings and adding it to the value of your home. Please don't go for the selling cost as it is bound to change. Instead, check the cost to rebuild around the area.

Buy home insurance and protect your home and loved ones today. If unsure how to go about the process, speak to our dedicated team of professionals at Riverside Insurance Agency Inc. serving Pearl and Byram, MS today.

Servicing States

  • Alabama
  • Arkansas
  • Florida
  • Louisiana
  • Mississippi
  • Tennessee
  • Texas


Partner Carriers

  • ASI
  • Berkshire Hathaway
  • Foremost
  • Heritage
  • Liberty Mutual
  • MetLife
  • Orion 180
  • Progressive
  • Safeco
  • Southern Fidelity
  • State Auto
  • Travelers