Driving an RV into Canada is a common plan for Mississippi travelers, but crossing the border brings up important insurance questions you should discuss with your agent at Riverside Insurance Agency Inc., serving Flowood, MS. Coverage doesn’t automatically change just because you leave the country, yet there are details worth confirming before the trip begins.
How RV Coverage Typically Works Across the Border
Many RV insurance policies issued in Mississippi extend coverage into Canada, since Canadian driving laws are similar to those in the United States. That said, coverage isn’t guaranteed by default. Insurers usually require that the RV be legally registered, properly maintained, and used in accordance with policy terms while traveling outside the country.
Why Proof of Coverage Matters in Canada
Canadian authorities may ask for proof of insurance if you’re involved in an accident or stopped by law enforcement. Most insurers provide a Canadian Non-Resident Interprovincial Motor Vehicle Liability Insurance Card, often called a “Canada Card,” which confirms that your coverage is recognized there. Having this document on hand helps avoid delays or confusion during your trip.
What Mississippi RV Owners Should Watch For
Mississippi doesn’t impose additional requirements for taking an RV out of the country, but policy conditions still apply once you leave the state. Coverage may differ depending on whether the RV is a motorhome or a towable unit, and how long you plan to stay in Canada. Extended stays, commercial use, or changes in how the RV is used can affect how coverage applies.
Planning Ahead Avoids Problems Later
Before crossing the border, it’s smart to review your policy and confirm that Canada is included. Asking about documentation, roadside assistance availability, and any usage restrictions helps avoid surprises.
If Canada is on your travel route, your RV insurance agent at Riverside Insurance Agency Inc., serving Flowood, MS, can review your coverage and help make sure everything is in order before you head north.
