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Riverside Insurance Agency, Inc.

254 Katherine Dr. Suite B
Flowood, MS 39232

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Why a Death Benefit Is a Good Idea for Motorcycle Riders

Riding on a motorcycle is a dream for many, but there are concerns that should be acknowledged when getting on the road. One of these concerns is getting into an accident that could prove fatal. Motorcycle insurance is a strong investment for helping you cover your bike as well as physical injuries. But what happens if you should end up in an accident that results in a fatality? Motorcycle insurance can still help. Let’s take a look at why every motorcyclist should have motorcycle insurance with death benefits, and how you can turn to us at Riverside Insurance Agency Inc., serving Flowood, MS, to secure a motorcycle insurance policy that will meet all your needs. 

Why You Should Have Death Benefits If You Ride a Motorcycle

While recent data estimates that motorcycles account for only 3% of all registered vehicles, motorcycle accidents account for 15.5% of all traffic fatalities. Riding a motorcycle presents risks that aren’t present with traditional automobiles. If you do plan on riding a motorcycle as your main form of transportation or even as a hobby, it’s important to prepare for every possible outcome when on the road. Purchasing a motorcycle insurance policy with death benefits ensures that your family has some financial support should you pass away while riding your motorcycle. Take care to look at all your options, find motorcycle insurance with death benefits that offer your family the support they need, and consider other types of insurance like life insurance, which can provide them with more comprehensive support should you pass away while riding. 

Shop Motorcycle Insurance Policies With Riverside Insurance Agency Inc. 

Looking for motorcycle insurance? We can help! Start here with Riverside Insurance Agency Inc., serving Flowood, MS. Get started by comparing quotes with us today, or reaching out to us if you need help!

How to Add Motorcycle Coverage for Your Expensive Riding Gear

At Riverside Insurance Agency Inc., we believe your motorcycle in Byram, MS, deserves the utmost protection from your insurance policy. Our motorcycle policies offer liability coverage, and with the addition of collision and comprehensive coverage, your policy can also cover damage to your motorcycle from accidents or specific perils. While standard motorcycle policies do not typically cover riding gear such as jumpsuits, helmets, gloves, and riding boots, we can assist you in adding coverage that protects these items.

Adding Scheduled Coverage for Gear

Policyholders can extend coverage to their expensive gear through an add-on known as scheduled coverage. It’s important to note that you must own the items you schedule, as each item and its value are listed on the policy. Scheduled coverage insures the specified item against loss or damage, up to the value stated in the policy documents.

What Items Can Be Scheduled?

Scheduled coverage can be applied to any motorcycle gear, including jumpsuits, chaps, riding boots, hats, scarves, helmets, and gloves. If you’ve added a sidecar to your bike, you can schedule that as well. The same applies to a trunk added above the rear fender or radar. If you’ve upgraded parts of your motorcycle, such as the engine, custom paintwork, or chrome tailpipes, these can also be scheduled.

Contact Us Today

Contact Riverside Insurance Agency Inc. today to schedule coverage for the items you’ve added to your motorcycle and riding gear. Let us help you optimize your motorcycle policy before you hit the roads of Byram, MS. If you’re unsure about what to schedule, we can provide an insurance review to guide you.

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